The financial industry is transforming. With intensified competition from both bank and non-bank players looking to leverage technology and disrupt existing value chains in financial services, more and more financial institutions are stepping up to explore ways to better serve existing customers and reach new ones. To support this, IBF has partnered industry leaders to identify a suite of horizontal capabilities that have become increasingly important for finance practitioners. Referred to as IBF Future-Enabled Skills, these skills will complement existing functional and technical skills required across various job functions.​ Find out more about accredited training programmes under this skills category in the IBF Programme Finder.